tag:blogger.com,1999:blog-8475986.post1149418589780833182..comments2024-03-21T05:29:07.463-04:00Comments on THE ASTUTE BLOGGERS: UNREAL: OBAMACARE FORCES HEALTHCARE WORKERS' UNION TO DROP HEALTH INSURANCE FOR DEPENDENTS!Unknownnoreply@blogger.comBlogger2125tag:blogger.com,1999:blog-8475986.post-45784434327757572422010-11-28T06:06:17.838-05:002010-11-28T06:06:17.838-05:00BTW, I know quite a bit about home health care bec...BTW, I know quite a bit about home health care because Mr. AOW received so much of that kind of care during the first several months of 2010.<br /><br />These low-wage home attendants often work primarily to get insurance. Indeed, that's why they are willing to accept such low pay, pay that makes them affordable and keeps many patients (old and young) out of skilled nursing facilities. Those skilled nursing facilities cost a mint after the first 90 days, which Medicare and private policies cover for that limited period of time.<br /><br />Beyond that period of time, plan on going bankrupt as an individual and/or a couple. <br /><br />Think that long-term health insurance will solve the issue? Think again! Skilled nursing facilities rely on low-wage workers; even so, the costs have gone up, up, up. Only very few health insurance plans pay the full amount for long term care, which can cost between $2500 and $15,000 per month.<br /><br />If not for home health care, Mr. AOW and I would have had to explore Medicaid options -- after we lost everything we earned and inherited. Never mind separate title for properties as everything was on the table to pay for his care. By everything, I mean right down to the jewelry on my fingers.<br /><br />The only option would have been divorce so as to forestall my own homelessness.<br /><br />Home health care is a big savings for the health care system <b>AND</b> for the taxpayer as well (eventually).<br /><br />I know about such matters because I've lived the situation with Mr. AOW!Always On Watchhttps://www.blogger.com/profile/08192688822955022541noreply@blogger.comtag:blogger.com,1999:blog-8475986.post-87321097921948013692010-11-28T05:57:56.867-05:002010-11-28T05:57:56.867-05:00Whoa! Isn't this the ultimate irony?Whoa! Isn't this the ultimate irony?Always On Watchhttps://www.blogger.com/profile/08192688822955022541noreply@blogger.com